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Wednesday, August 19, 2020

With all of the other "things" that a financial advisor does, much of it is done behind-the-scenes.   This video goes over some of the learning, educating and staying up-to-date on so many topics that we need to be fresh on...

Wednesday, August 12, 2020

Who wants personalized monthly videos from their Financial Advisor?!   Ok maybe not everybody, but our clients get them!     We do not always expect a response or any "action" item to come from it, but we do...

Tuesday, August 11, 2020

Today we wrap up part 2 of some always interesting Tax Planning... and we complete #36 of what Financial Advisors do.    1) What is your marginal tax bracket?  What does that mean?2) How much do you REALLY pay in...

Monday, August 10, 2020

Today we talk about the extremely exciting topic of taxes...  We know, there are better things to do.   But, this is a very important part of real financial planning.  It can help someone save thousands and even...

Friday, August 7, 2020

Today, we are wrapping up #101 of the 119 Things That Advisors Do. Asset-Map Part 2 gets into how we organize and get everything on to one page... We have done this for business owners, public school employees, @RGE,...

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Wednesday, August 5, 2020

Today we get into another great value-add provided by Financial Advisors. #101, @Asset-Map.  Whether someone is just getting started with financial planning, or they are very experienced with high net-worth, Asset-Map is a great...

Tuesday, August 4, 2020

To kick this off, we wanted to show up big with our Proprietary Checklist and the PFO, courtesy of #ParetoSystems and #DuncanMacPherson.   We love this checklist, and so do our clients.   I am guessing that 90+% of people can...

Monday, August 3, 2020

It is the summer months and in Rochester, the weather has been great.   For financial advisors this may mean a time to re-charge, take some time off and play golf.   With that, I frequently hear "What do you...

Thursday, July 23, 2020

We are done!  This concludes the list of 10 Questions that we would ask an advisor.  Many of these, when meeting or working with the right advisor, will be proactively answered before you have the chance to ask...and that is...

Wednesday, July 22, 2020

Question #9 addresses the always important "back up" plan.   What if something happens to the advisor that you work with?  What is their plan for you? We have found that many advisors do not have a plan in place to...

Tuesday, July 21, 2020

Today we cover another very important question:  How often will I hear from you? We love this question because over the years we have heard from so many people "I set my accounts up and rarely hear from anyone".  Or, more...

Saturday, July 18, 2020

Today we want to point out the seventh question that you should ask a financial advisor    which is "What is your process?"   This will help you with expectations as you become a client and also after you are a...

Thursday, July 16, 2020

This is one of our favorite questions.   This question, if answered appropriately, will ensure that your advisor is acting in your best interest and not their own, or their company's.    It is more than fair to ask...

Wednesday, July 15, 2020

I would certainly make sure to ask an advisor who their "ideal client" is.  This will show who they can help, how they can help and give you a good understanding if you are a good fit.  Is it a 55+ year old Rochester Regional...

Tuesday, July 14, 2020

Whenever working with an advisor, or any professional for that matter, I would want to make sure that professional focuses and specializes in what I need.   That is why I would always ask an advisor "What is your area of...

Monday, July 13, 2020

We think it is really important to make sure that your advisor is fully qualified, credentialed and prepared to work with you...that is why we would always ask "What licenses, credentials and certifications do you have?" Content...

Friday, July 10, 2020

Today we are going to ask "How long are going TO BE a financial advisor?"   The average age in our industry is 57 years old.   If you are choosing an advisor, you want to make sure that your advisor is going to be...

Thursday, July 9, 2020

This is a very basic, non-sophisticated question to ask any advisor regardless of their age.  If I were a prospective client or thinking about working with an advisor, I would make sure that my advisor has proven processes,...

Tuesday, July 7, 2020

Over the next several days, we will get into a little more on each of these questions.  There are really many more questions that people should be asking an advisor, but if you start with these you should have a good understanding...

Tuesday, June 30, 2020

With the potential passing of the New York State Retirement System latest incentive, where do you stand?  Will you take it?  What will your pension look like?  Are you ready for retirement?  What about Health...