A clear retirement plan, right here in Ohio.
Paul Bernier, CRPC®, leads the Uniontown office of SixPoint Financial Partners. Advisory services are offered through RFG Advisory, an SEC-registered investment adviser, so a local practice has larger-firm resources behind every plan.
SEC-registered investment adviser based in Birmingham, Alabama.
Planning shaped by experience.
My interest in financial planning began long before I entered the financial services industry.
When I was five years old, my father passed away, and my family experienced a period of financial strain and uncertainty. My mother had limited job experience and little exposure to financial planning, and she worked hard to manage day-to-day expenses and responsibilities during a difficult transition. That experience gave me early insight into the stress and uncertainty that financial challenges can create and how important thoughtful guidance can be during times of change.
As I got older and eventually met my first financial advisor, I began to understand how planning and education could help individuals and families make more informed decisions. I also recognized that I enjoyed breaking down financial concepts into clear, practical terms. Those experiences led me to pursue a career focused on helping clients better understand their financial situations and options.
I entered the financial services industry in 2006 and have spent more than two decades working with individuals and families across a wide range of circumstances. I work with clients who are planning for retirement, navigating increased financial complexity, recovering from loss, preparing for college expenses, or evaluating next steps during major life transitions. While each situation is different, my role is to understand a client’s specific needs and help them evaluate choices through a structured planning process.
My practice places a strong emphasis on retirement planning. I enjoy helping clients think through how their financial resources, benefits, and decisions align with their long-term goals and lifestyle considerations. I also work with clients who want to balance planning for the future while remaining mindful of their current priorities.
I follow a six-step financial planning process designed to gather relevant information, clarify objectives, and develop tailored recommendations. A key part of my approach is taking the time to understand what matters most to each client, including their goals, concerns, and prior planning experiences. Ongoing reviews allow plans to be adjusted as circumstances change.
I hold the Chartered Retirement Planning Counselor® (CRPC®) designation from the College for Financial Planning and earned a Certificate in Retirement Planning from The Wharton School of the University of Pennsylvania through Equitable Advisors’ “At Retirement” program, which confers the Retirement Planning Specialist® title. I also hold Ohio Life, Accident & Health Insurance licenses and Series 7, 66, and 24 securities licenses.
I live in Green, Ohio, and enjoy outdoor activities and community involvement. I value long-term relationships with my clients and approach my work with care, professionalism, and an emphasis on thoughtful planning.
Every decision touches the others.
A well-planned life rests on six pillars: Investments, Retirement Income, Risk Management, Tax Planning, Estate Planning, and Custom Goals. Paul brings them into one plan, so each decision is made with the others in view.
Investments
Portfolios built around your plan, not around headlines. We invest with a disciplined process and keep the allocation tied to what the plan actually needs.
Retirement Income
Turning what you saved into income you can count on. We map the order of withdrawals, Social Security timing, and the pieces that make a paycheck out of a portfolio.
Tax Strategy
Looking at taxes across your whole plan, not one year at a time. Small decisions about where income comes from add up over a retirement.
Risk & Insurance
Planning around the things that could knock the plan off course. We review what is covered, what is not, and what the gap would cost your family.
Estate Planning
Making sure your plan works the way you intend. Titling, beneficiaries, and documents reviewed alongside the rest of the picture, with your attorney at the table.
Custom Goals
The reasons any of this matters to you. A second home, a business sale, tuition for a grandchild, the plan is built around what you are actually working toward.
Built for the years around retirement.
- Individuals and couples approaching or living in retirement
- Families with $1 million or more who want coordinated advice
- People managing pensions, 401(k)s, taxes, and Social Security decisions
- Business owners balancing personal and company finances
- Delegators who value an organized team and a repeatable planning process
The Retirement Readiness Blueprint™
Six critical decisions to review before retirement, so your income, taxes, investments, healthcare, Social Security, and legacy work together.
Get the Blueprint
Planning for the path you are on.
A Fun Time with Clients, Family and Friends!
On Saturday, June 20, 2026, Paul Bernier and Ellyn Moser celebrated their 3rd Annual Client Referral Appreciation Event at the Akron RubberDucks.
Clients, family, and friends enjoyed a beautiful evening together at the ballpark. Even though the RubberDucks fell to Altoona 1–3 in extra innings, the weather was perfect and fireworks lit up the night with color.
We hope to see you at our next event. Stay tuned!
