Pension decisions
Understand the questions to consider before choosing how and when to receive your pension benefit.
Retirement Planning for RG&E Employees
Your RG&E benefits are valuable. Make sure they work together.
Retirement can bring decisions about your pension, investments, taxes, Social Security, and healthcare. SixPoint helps you organize those choices into one coordinated retirement plan.
- Independent financial guidance
- Clear retirement-income planning
- No-obligation initial conversation
RG&E FocusedGuidance built around the decisions employees commonly face
Coordinated PlanningYour benefits reviewed as part of your complete financial life
Local GuidanceServing Rochester-area families from SixPoint Financial Partners
More Than a Pension Decision
Retirement is not one choice. It is a series of connected choices.
A decision in one area can affect your income, taxes, investments, and flexibility for years to come.
Retirement income
Coordinate your pension, Social Security, savings, and investments into a dependable income plan.
Investment strategy
Review how your retirement date, withdrawal needs, and tolerance for market risk work together.
Tax planning
Explore withdrawal order, Roth-conversion opportunities, and the tax impact of different income sources.
Healthcare
Plan for coverage, costs, and the years between retirement and Medicare eligibility.
Estate and legacy
Make sure beneficiaries, account ownership, and estate documents support the people you care about.
RG&E Retirement Video Series
Start with the questions other RG&E employees are asking.
Watch practical explanations about retirement readiness, pension choices, income planning, and the decisions that should be reviewed before your final day of work.
- ✓Created for RG&E employees approaching retirement
- ✓Plain-English explanations without unnecessary jargon
- ✓Watch the complete series at your own pace
What a Conversation Looks Like
Bring your questions. Leave with a clearer next step.
The initial conversation is an opportunity to understand what matters to you, identify the decisions ahead, and determine whether additional planning would be useful.
- 1Tell us where you are
Share your retirement timing, priorities, and the questions keeping you up at night.
- 2Identify the moving pieces
We help organize the benefits, accounts, and planning areas that may need attention.
- 3Clarify your next step
You leave knowing what deserves further analysis—without pressure or obligation.
Meet Your Advisor
David Pulcini, CFP®
David is CEO and Lead Advisor at SixPoint Financial Partners. He helps families coordinate retirement income, investments, taxes, risk management, estate planning, and the personal goals that make each plan unique.
CERTIFIED FINANCIAL PLANNER™ professional
CEO & Lead Advisor
Rochester, New York
A Clearer Retirement Starts Here
Let’s talk through your RG&E retirement decisions.
Complete the form and choose a convenient time for a complimentary conversation with David and the SixPoint team.
Start the conversation
Tell us how to reach you and what is on your mind.