On this website you'll find resources to help you navigate your benefits and answer any questions you might have. If you'd like to connect, we are here to help for more specific questions/ challenges you're facing. Be sure to bookmark this page as updates will be available as they become relevant. Also, by using the form at the bottom of this page, you are able to make suggestions to us to better serve you, as well suggest topics that you'd like to hear about at the next seminar! We hope that this website is useful and you find it to be helpful. Through out this page you'll find an exclusive calendar link to be able to schedule a time to meet.
Although the answer for each person is different as to what you should be contributing, the one thing that is absolutely 100% true is that you should know how much you are contributing and why! If you are unsure, or want help figuring out what to be contributing, we are available to help.
The word Roth is indicative of "post-tax" savings. The 401(k) plan at HAUS allows for Traditional (pre-tax) savings and Roth (after-tax) savings. Usually after this question comes "which is better?" and that answer is complicated. They are both extremely important. Which is "more important" or which should be "emphasized" is different for everyone and could change from year to year. Please refer to the chart below for a high-level comparison between traditional & Roth savings. It could make sense to either utilize the Roth option in the 401(k) or explore a Roth IRA to take advantage of Roth savings! For more information, or help deciding how you should be contributing, please schedule a consultation!
TRADITIONALROTH1. Pre-Tax Contributions1. After-Tax Contributions2. Tax-Deferred Growth 2. Tax-Free Growth3. Taxed Distributions3. Tax-Free Distributions
How you should be invested is also something so personal to you. Some things to consider when choosing your contribution amount:
In order for us to do a good job for you, we need to be accessible, present, and proactive. To accomplish this, we will:
We are the financial advisors on the plan. We are here to help you and your family not only get the most out of what you have available as a HAUS employee, but also help you plan for your retirement. We are available as needed to add value as needed to ensure that we are doing what is necessary for you to build for the life you've always dreamed of.
If at any point you'd like to get in touch please feel welcome to use this use the "HAUS Consultation" button. This will open the exclusive calendar that'll allow you to schedule a time to meet at our office, the HAUS office on Park Ave, Zoom, or by phone for a consultation.